I feel it is an obligation for any older folk to pass wisdom to those not-in-the-know of things regarding life. Some people are born directionless and they get lost in their lives and before they know it, they’re knee-deep in debt, they’re in awful minimal-wage jobs, they make poor decisions regarding their love lives .etc
I have several and my more prominent one is;
- Know Your Numbers
This is a key and must-have piece of knowledge. You must know your numbers. How much you’ll earn a month, how much your expenses are, how much is in your bank account, interests and much more. I don’t care if you’ve hated math growing up, you will need to know this. Because going off on guesswork and estimations, only gets you so far before you slip up. Once you slip up financially, missing a payment, you will fall behind faster than you’ll get back ahead or break even. As someone said, everyone is one car repair or medical emergency away from being in poverty.
- Do not get kids in your teens and 20s
Your teenage and young adolescent years, are better spent figuring out who you are and what you want to achieve. Recklessly getting kids with someone who you thought you loved or poor planning are reasons people end up paying child support and having to go to family court and having to deal with custody battles for the rest of their lives. Supporting a kid is $250k PER child, that’s the average, moreso because of the economy. Is it really worth the few minutes of sex at all for that expense?
- Avoid Jail
Going to jail, over anything, is a bad setback to have in life. If you think finding a job is hard normally with the way the job market is, it’ll be twice that if you have a criminal record. That is just shit not a lot will be ignored.
You’ll lose time, you’re likely to lose any jobs you’ve had at the time of going to jail, you may polarize family and friends even. It’s just not worth it, regardless. The more times you end up in jail too, consider your life over.
- Thrift and Thrift Away!
Thrifting can be a dirty word to some who prefer to get things new, which I understand. But it is a money-saver in the long run. For example, my apartment is 85% of thrifted items and I have a hard time recalling anything I’ve spent more than $10 for, aside from select things I bought new because I wanted them new, like some appliances.
Just try not to be a hoarder if it can be helped.
I’ve spent my whole adulthood working in hospitals. They’re shitholes, every single last one of them. Do every single thing you can to never be in one.
Drink water, plain water. Eat whole grains and leafy vegetables. Treat red meat like a dessert (and if you’re morally opposed to meat, make sure you’re still getting all your essential proteins). Find a physical activity you enjoy and do it at least three times a week. Either join an organized religion or specifically curate a group of people you do a weekly activity with who will come check on you if you suddenly stop showing up. And while you’re at it pick a mindfulness activity that you either enjoy or that brings you peace (prayer qualifies but so can yoga or a lot of other things). Avoid nicotine and alcohol at all costs. Go easy on the weed, and avoid anything more interesting without guidance from either a medical professional or some kind of traditional expert on those substances. And if a competent doctor listens to your specific situation and tells you to do or not do something I’ve mentioned, listen to them instead of me.
Decide who you would want to speak for you on your death or near-deathbed. Choose people both trustworthy and level-headed who will put your wishes over their own emotions. Choose multiple people, because it’s not unlikely that any one person will be in the car wreck with you. Talk to those people about what you want to happen or not happen so they can best carry out your wishes. Sign some kind of legally binding paperwork that cements them as the decision maker, especially if your first choice is not the default the state would choose (parent, spouse, sibling, adult child, etc). You can write whatever you want then to do on the paper, but the chosen person will have the right to override it if they think you would want them to. So sign the paper but don’t forget to TALK to them about it.
And good luck because while this will give you the best odds, the universe might also just decide to fuck you in particular anyway.
I managed to get both these with sport teams. (At least in my area), the local sports competitions are actively looking for players, and if you have skills or enjoy a role others don’t, you can even just volunteer (instead of pay fees) in a few teams before joining one you like. And one foot in the door will likely get you invited to other teams and competitions when someone’s team needs a substitute player (or you can just ask, “Does anyone have a team that play on Thursday nights?”).
In my favorite team, I became de-facto captain of because I showed up most reliably and was the remaining member of the original team as people left and joined. One week I forgot to tell them I would be away for the match due to travel, and the next day I wake up to a couple of check-in messages just to make sure I haven’t vanished or had a bookshelf fall on me. And it’s a reassuring feeling to realize you’re part of a community that cares about each other.