Well, yeah. There are guidelines for new infrastructure, but that doesn’t mean everything is up to date everywhere. There are roads that haven’t been resurfaced for quite a while that aren’t up to date. But on the whole it is very similar everywhere.
It’s only a small country though.
There is a Canadian YouTuber who lives in Amsterdam who makes videos about it: http://YouTube.com/notjustbikes I’ve lived here all my life so it’s nice to get an outside perspective on this all.
Borrowing for a car is becoming normalized in my country, but what’s wrong with just buying a €5-10k car outright? My SO and I have spent a grand total of €12500 on purchasing 3 separate vehicles in about a decade.
I drive a relatively new electric car for work that is a job perk, but if I wouldn’t I’d just driving to work in our little Mazda 2.
There is no single part of my house I even want to spend the average new car price on (€43k). That’s retire a year early money.