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Joined 1 year ago
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Cake day: October 19th, 2023

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  • But Timmy - God doesn’t love you. Not at all. Tonight when you go to bed, just know the end of days is near and soon we’ll see all the stars wink out one by one, the cold embrace of death is near and soon the black shroud of death will become your pillow. Oh, and sleep tight son.




  • I’ve been through it and the attorneys involved stated up front, no individual can apply for “Chapter 11” bankruptcy, and then they proceeded to give me the current literature about state law. Maybe it’s differerent from state to state, but where I live individuals are not allowed to file for Chapter 11 bankruptcy.

    Everyone I’ve talked to that went through what I did was required to file for Chapter 7 bankruptcy instead. And yes it did tank my credit, until I paid off the bankruptcy and had it discharged. Then suddenly I was getting notices about “preapproval for credit” once again (which I totally disregard, I’m not going through all that again!).