• Yliaster@lemmy.world
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    17 minutes ago

    Not an American or a liberal, and yes, china is authoritarian. Is america better? No. The credit score system in the US is also bad.

  • kittenzrulz123@lemmy.dbzer0.com
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    4 hours ago

    Im gonna say it, I’m sick and tired of hearing people talk about “evil Chinese authoritarian social credit system” when its inherently a good system that works. In the west when a corporation commits mass fraud and abuse they pay a minimal fine (sometimes they don’t even pay) and then they literally just get away with it. Chinas social credit system on the other hand actually holds businesses accountable.

    • MashedTech@lemmy.world
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      3 hours ago

      I’m willing to say I’m not happy with either system. Corporations should pay and be held accountable but citizens should have a right to privacy and not have the sum of their actions turned into a number.

      • QinShiHuangsShlong@lemmy.ml
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        2 hours ago

        citizens should have a right to privacy and not have the sum of their actions turned into a number.

        That “number” isn’t real. China does not have a single nationwide “social credit score” that rates every citizen.

        What actually exists is a set of legal blacklists, the most famous being the court judgment defaulter list (失信被执行人). It applies to people who refuse to comply with a court decision, usually things like unpaid debts.

        If you ignore a court order, the court can place you under a high-consumption restriction (限制高消费). That means you can’t spend money on certain luxury services (first-class train tickets, flights, five-star hotels, or other high-end purchases) until you comply with the judgment.

        You can still travel normally, stay in regular hotels, work, shop, and live your life. The restriction is specifically designed to stop people who refuse to obey court rulings from enjoying luxury spending while ignoring their legal obligations.

        The popular idea in the west that everyone in China has a constantly changing personal “score” based on everyday behavior is simply western fantasy.

  • HiddenLayer555@lemmy.ml
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    12 hours ago

    When will Westerners realize that the common characture of the brainwashed, thought controlled, information controlled, constantly surveiled citizen that we attribute to China/The USSR/etc… IS US?! You clutch your pearls at people in other countries potentially being treated like that but are inclined to do nothing about OUR OWN countries treating US like that.

    • kibiz0r@midwest.social
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      10 hours ago

      A Russian is on an airliner heading to the US, and the American in the seat next to him asks, “So what brings you to the US?” The Russian replies, “I’m studying the American approach to propaganda.” The American says, “What propaganda?” The Russian says, “That’s what I mean.”

      • eldavi@lemmy.ml
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        5 hours ago

        and the epstien files have shown us how little americans care about anything besides themselves.

  • Ilixtze@lemmy.ml
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    15 hours ago

    Some gringo in the comments: “Something something Uyghurs, something something mass surveillance, winnie poo”

  • Broadfern@lemmy.world
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    16 hours ago

    Per Wikipedia:

    The program first emerged in the early 2000s, inspired by the credit scoring systems in other countries.

    It’s almost the same thing but a different name, and is nationalized to a state system instead of like 3 or 4 companies lmao

    Right wingers fear the word “social” for some reason ig

  • humanspiral@lemmy.ca
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    13 hours ago

    All of the ID verification, posing as age verification, legislation is for better thought monitoring of social credit too.

  • Sgt_choke_n_stroke@lemmy.world
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    15 hours ago

    Yea, China monitors a billion people in their country and assigns them a score if a citizen walks on the sidewalk correctly /s

    • UnderpantsWeevil@lemmy.world
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      15 hours ago

      assigns them a score if a citizen walks on the sidewalk correctly

      Funny story about Jaywalking

      The automobile lobby in the US took up the cause of labeling and scorning jaywalkers in the 1910s and early 1920s. In 1912, for instance, Popular Mechanics magazine reported that the term was current in Kansas City: “The city pedestrian who cares not for traffic regulations at street corners, but strays all over the street, crossing in the middle of the block, or attempting to save time by choosing a diagonal route across a street intersection instead of adhering to the regular crossing, is designated as a ‘jay walker,’ in Kansas City.”

      In 1915, when New York City’s police commissioner Arthur Woods sought to apply the word “jaywalker” to anyone who crossed the street at mid-block, the New York Times protested, calling it “highly opprobrious” and “a truly shocking name.”

      Originally in the US, the legal rule was that “all persons have an equal right in the highway, and that in exercising the right each shall take due care not to injure other users of the way”. In time, however, streets became the province of vehicular traffic, both practically and legally.

      Anyway, enjoy your hyper-criminalized car culture hellscape while making spooky fingers about Evil Foreign Country.

    • Eheran@lemmy.world
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      15 hours ago

      Yea, China monitors a billion people in their country

      Correct, and those abroad too.

  • TORFdot0@lemmy.world
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    8 hours ago

    Experian, TransUnion, and Equifax are awful entities that I never consented to share my personal financial data with. But one wrong doesn’t justify another. Personally I think a score by private data brokers to judge creditworthiness is less harm than a score by your government to judge social worthiness but both are harm.

    • Cowbee [he/they]@lemmy.ml
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      53 minutes ago

      The idea of a social worthiness score doesn’t exist in China, though. They have a system largely for penalizing corporations and businesses that are caught skirting regulations, and a limited system for catching those who commit tax fraud and other crimes.

      • QinShiHuangsShlong@lemmy.ml
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        32 minutes ago

        They have a system largely for penalizing corporations and businesses that are caught skirting regulations

        The core mechanism is the court “judgment defaulter” blacklist (失信被执行人) and related high-consumption restrictions (限制高消费), which are imposed when someone refuses to comply with a legally effective court judgment, such as paying a debt or damages ordered by the court. The penalty mainly restricts luxury or non-essential spending (flights, first-class train seats, luxury hotels, tourism, etc.) until the judgment is fulfilled. In law it applies to any individual or company, and if a company is the debtor the restrictions can extend to its legal representative or responsible managers on top of any accounts registered to the company. In practice 99.99% of cases involve businesses because most court enforcement actions arise from commercial disputes (contracts, loans, wages, suppliers, etc.), so the mechanism ends up being an enforcement mechanism against business owners and managers to push them to settle judgments properly, but legally it’s just a court enforcement tool against anyone who refuses to comply with a court ruling.

        • Yliaster@lemmy.world
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          8 minutes ago

          How do you make businesses (i.e. the corporations) unable to access luxury? Sounds like an individual-level policy being applied to the organization.

          • QinShiHuangsShlong@lemmy.ml
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            4 minutes ago

            It’s applied to bank accounts. If you owe a debt ordered by the court (99.99% businesses) you can’t use your business accounts to buy luxuries, it is often also applied to the individual owner/management of the company as well so they can neither use personal or business accounts to live a life of luxury while owing debts to people.

      • Pirate2377@lemmy.zip
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        8 hours ago

        Did this meme argue that social credit score doesn’t exist? Or is it whataboutism that argues that you can’t criticize the social credit system (real or not) because America has a credit score system. My point is, you can be against BOTH. That is all I’m saying here

        • Kumikommunism [comrade/them, any]@hexbear.net
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          5 hours ago

          No, you can’t criticize the Chinese social credit score, because it doesn’t exist.

          And it’s not “whataboutism” to tell westerners to stop trying to “fix” other countries while living in a world ruled by pedophile billionaires and pretending they have “freedom”.

          Your “solution” to everything is to invade, kill a bunch of innocent people, and install a worse, unelected government. So stop trying to analyze problems with other countries, real or fake. (In this case very fake)

          • Pirate2377@lemmy.zip
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            2 hours ago

            When did I mention invading places? Apparently I’m the embodiment of America itself? God I wish because all I’d have to do is kill myself

            • Kumikommunism [comrade/them, any]@hexbear.net
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              2 hours ago

              No, you are a part of something much bigger than yourself. Again, I’m addressing you as a western liberal. If any part of that is wrong, feel free to correct me. But if you are using the term “whataboutism” and crying about policies in China that you have admitted you have no idea about, then you are pushing western liberal ideals, and are a part of the same problem. Also, I did not mention America at all. If you think what I’m talking about is limited to America, I don’t know. You need to read more.

        • Kefla [she/her, they/them]@hexbear.net
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          8 hours ago

          The criticism is that westerners believe in something that both doesn’t exist (the popular “social credit” myth) and also is much closer to existing where they live.

      • Pirate2377@lemmy.zip
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        9 hours ago

        Sure, let’s say it doesn’t since I admittedly haven’t looked into this in painful detail. However, this meme seems to suggest that if it did exist, then it would be perfectly fine on the virtue that credit scores exist in America. Aka, whataboutism.

        Since Germany made concentration camps under the third reich that it isn’t that bad when America does it. At least by this logic. Guess it’s impossible to be against two things at once. Though I hope I’m just misinterpreting the point

        • Rekorse@sh.itjust.works
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          10 minutes ago

          The meme is pointing out hypocrisy among those in America. Its common to hear them mock China for having a social credit score system, while apparently not realizing they have exactly that with credit monitoring companies.

          This is all made more ridiculous by the fact that there is no social credit score in China as Americans understand it.

          The joke is that Americans brag and call everyone else barbarians, when they themselves are the barbarians. Its pure projection to inflate the massive American ego.

        • Belly_Beanis [he/him]@hexbear.net
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          4 hours ago

          I admittedly haven’t looked into this in painful detail.

          You can stop right there and try shutting the fuck up then until you do lmao

          • Pirate2377@lemmy.zip
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            2 hours ago

            You didn’t read the rest of the comment since I conceded that it doesn’t exist for that reason and why I still disagree with the meme

  • whotookkarl@lemmy.dbzer0.com
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    12 hours ago

    I’m not comparing the systems or saying it’s better, but you don’t need a credit rating to get a mortgage on a home in the US and are doing yourself a disservice repeating that talking point.

    If you don’t have a credit rating they’ll ask for other evidences you are able to pay off a 15-30 year loan like consistent and not missing payments on a phone, rent, utilities, internet, etc steady employment, bigger down payment. it’s called manual underwriting or a non traditional mortgage application.

    • FlexibleToast@lemmy.world
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      4 hours ago

      Have fun with the interest rate you’ll get. You’ll inherently be a higher risk than someone with a good credit score.

    • BoxedFenders [any, comrade/them]@hexbear.net
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      12 hours ago

      It’s much more difficult to secure a mortgage that way and you will be paying exploitive interest rates. It’s like saying offering up collateral or buying a house outright is path to home ownership- something the vast majority of homebuyers can not do.

      • whotookkarl@lemmy.dbzer0.com
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        11 hours ago

        Most people that don’t have a credit rating don’t have the secondary information they’ll ask for to do the manual underwriting process, and it seems nobody publishes direct data sets on no credit rating loans, but I did find some estimates at around 0.5-2% that’s still thousands of mortgages a year but not really significant amount overall.

        I thought it was closer to 8-10% but that was bullshit after looking into it more to get the numbers above, and if it’s only 2% then I’ll rescind the original statement & stand corrected, that’s for any practical measure a requirement.

      • DornerStan@lemmygrad.ml
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        12 hours ago

        Not to minimize how fucked the US is, but this is true to some degree. There’s a lot of ways to get a mortgage with lower credit, with or without federal and state grants. Most people could probably get approved for a mortgage.

        Now, getting approved for a mortgage that’s large enough to afford anything near your work is a bigger question. But if you can afford to live in a cheaper area and have consistent income, it’s worth checking to see if escaping the rent trap is a possibility.

    • Spice Hoarder@lemmy.zip
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      10 hours ago

      If you treat your credit card like your debit card, you can get 3% off literally everything. As long as you don’t spend more than you make, you’ll never owe interest.

      I have enough credit, I can by a whole car with the swipe of a card. I’ll never have to wonder about underwriting or proving myself. I’ve already done so to my bank. And if I ever decide to do that, I’ll have zero down and zero interest for 6 months.

    • Smackyroon@lemmy.mlOP
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      12 hours ago

      “propaganda”

      Yeah, I guess thats what you’ve been conditioned to spout when encountering non-empire-sanctioned news sources ha ha!

        • Smackyroon@lemmy.mlOP
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          12 hours ago

          Silly, this is .ml for marxists. We’re all pro-China, Russia, and even gasp pro-DPRK because we don’t shun from news sources that havent been deemed worthy by the empire

          • tomi000@lemmy.world
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            10 hours ago

            I never understood how being a marxist has anything to do with being pro-putin, who is obviously the exact opposite of a marxist.

            • QinShiHuangsShlong@lemmy.ml
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              48 minutes ago

              You’re conflating Marxist methodology with liberal moralism. Marxists do not offer abstract “pro/anti” judgments based on a regime’s ideology, but analyze states through their structural position in the global system. Contemporary Russia is indeed an oligarchic capitalist state, but its integration into global capitalism is asymmetric and subordinate. Its economy remains heavily dependent on raw material exports rather than high-value capital export, and it lacks the core instruments of modern imperialism: dominance over global financial institutions, reserve currency status, and the ability to enforce structural adjustment. Unlike the U.S., Russia cannot print the world’s reserve currency to finance overseas expansion or weaponize SWIFT-level financial infrastructure against rivals.

              This material reality limits Russia’s capacity for classic imperialist expansion as Lenin defined it, namely, the dominance of finance capital and the export of capital as the primary mechanism of exploitation. Russia’s capital accumulation model, centered on resource rents and regional security projection, does not replicate this. It lacks the deep financial markets, technological monopoly rents, and institutional leverage that allow core imperial powers to extract surplus globally through “peaceful”(generally far from peaceful in reality) and economic means. Its military actions, therefore, function more as defensive geopolitics or regional balancing than as instruments of systematic capital expansion.

              Precisely because Russia cannot compete with entrenched imperial powers on their terms, its rational strategy is to undermine unipolarity. Supporting multipolar institutions like BRICS and the SCO, opposing NATO expansion, and backing states resisting U.S. pressure are not expressions of socialist solidarity, but materially rational moves for a subordinate capitalist power seeking strategic autonomy. The objective effect (fragmenting U.S. hegemonic control) creates space for anti-imperialist struggles globally, regardless of Putin’s subjective intentions.

              Our support is therefore entirely critical and conditional. We recognize that Russia’s structural position leads it, out of self-interest, to back anti-imperialist struggles, and we support those objective anti-hegemonic actions because they weaken the primary engine of global imperialist exploitation. Simultaneously, we oppose its internal reactionary politics, oligarchic structure, and any chauvinist or expansionist tactics that harm working-class solidarity. This is not a logical contradiction, it is dialectical materialism: judging policies by their concrete role in the global class struggle, not by the ideological labels of leaders. Reducing this analysis to “pro-Putin” ignores Marxism’s core method: follow the motion of material forces, not the slogans of statesmen.

            • Cowbee [he/they]@lemmy.ml
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              9 hours ago

              Marxists are certainly critical of Putin and the Russian Federation, and see it as an incredible fall from their proud and progressive soviet past. However, the biggest obstacle to socialism globally is the US Empire, and Russia is presently playing a progressive international role in undermining it, and being a valuable trading partner for countries like China, Venezuela, the DPRK, etc. Further, the biggest opposition faction to the nationalists are the communists, not the liberals, so in time it is likely they will return to socialism.

    • RiverRock@lemmy.ml
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      14 hours ago

      This deep into the Gaza genocide, anyone with two neurons to spark together hates liberals. Smug, conspiratorial fascists-in-denial who will spend decades helping to strangle you, then criticize the way you breathe.

      • wuffah@lemmy.worldBanned from community
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        13 hours ago

        If you’re pro Russia, you’re pro-genocide.

          • wuffah@lemmy.worldBanned from community
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            9 hours ago

            I’m well aware of the USA’s complicity in genocide. You seem to be unaware of Russia’s.

            It’s really bizarre to be against genocide and unabashedly pro-Russia while spreading their insane genocidal propaganda.

            I think you don’t really care about genocide, I think you’d rather just see more of it from the Republican Party because you’re a paid Russian asset.

            Like I said to your partner in crime, I wish you the best in avoiding conscription into your own country’s genocide by sucking Putin’s cock. 👋

            • Amnesigenic@lemmy.ml
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              9 hours ago

              I’m aware of liberals throwing the word genocide around in regard to shit that is demonstrably not genocide, and accusing everyone who disagrees of being a bot or a paid enemy agent. This is also projection, you are a morally bankrupt lackey of a dying empire and you are losing and you are coping poorly with it.

              • Yliaster@lemmy.world
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                6 minutes ago

                I wouldn’t make said accusations—and I’m not a liberal— but Russia is involved in genocide.

        • Smackyroon@lemmy.mlOP
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          12 hours ago

          Yeah, supporting the country whose fighting the empire, rooting out nazis, and stopping a genocide is being “for genocide”. Do you libs ever question your sources or what??

          .world user

          makes sense, thats probably a no then?

          • Yliaster@lemmy.world
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            4 minutes ago

            Russia rooting out nazis. Fighting the empire? Wild.

            Putin IS a nazi. Russia IS an imperialist regime. Are we not going to talk about Russia’s imperialist attacks? Is that all chill? The attacks on Ukraine are equivalent to genocide historically.

            Simply because Russia is anti-US, doesn’t make it free of guilt for much of the same actions the US takes.

              • Yliaster@lemmy.world
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                58 seconds ago

                Trivializing? They have literal concentration camps for Uyghurs. You know, the things used for the Jewish genocide/holocaust by Hitler.

                Stop defending china and call it out for its unethical actions.

          • Shatur@lemmy.ml
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            12 hours ago

            It’s like saying, “Invading Iran is okay because their state is bad.” It’s not okay - look at how much suffering it causes. And for what? Simply replacing one oligarchy with another.

          • wuffah@lemmy.worldBanned from community
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            12 hours ago

            Yea Russia is really rooting out those Nazis in Ukraine lol, maybe if you simp for Putin harder you won’t get conscripted into the meat grinder. Best of luck to you in your crusade to end genocide by spreading Russian propaganda. 👋

            • RiverRock@lemmy.ml
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              6 hours ago

              Yea Russia is really rooting out those Nazis in Ukraine lol,

              I know liberals struggle with this concept, but saying true things sarcastically actually does not make them less true